• Senior Paraplanner - Financial Planner (2018-6897)

    Location UK-London
    Job ID
  • Overview

    Fisher Investments UK is looking for a talented Senior Paraplanner/Financial Planner to join their rapidly growing Financial Planning Department. It is a “hybrid” role that would suit either a level 4 qualified Paraplanner/trainee financial adviser looking to progress into an advisory role, or an existing adviser looking for a modern and efficient approach to private client advice and asset management.


    The Financial Planning Department provides regulated financial advice to prospects and to more than 5,000 existing UK clients. Areas of advice include retirement planning (pre and post), pension switches/transfers, cash flow planning, taxation and Inheritance Tax (IHT) planning. Candidates will typically be required to work with pensions, ISAs, General Investment Accounts, investment bonds (onshore and offshore) and trusts.


    An ideal candidate will hold CF30 status (or be prepared to progress to this status) and have experience at writing bespoke suitability reports. A detailed knowledge of defined contribution pensions (including safeguarded benefits) would be an advantage, as would experience as a qualified Pension Transfer Specialist (PTS).


    The role offers an exciting opportunity to progress quickly within a truly global asset management firm.


    Key Responsibilities


    The role is a varied one but can be split into two core areas:


    New Business Suitability Reports

    • Write the financial advice portion of new business suitability reports for prospects. The reports primarily focus on the suitability of defined contribution pension switches/transfers with meeting clients’ long term objectives at the heart of the advice.
    • The advice is owned by the Senior Paraplanner/Financial Planner, hence previous FCA-registered CF30 experience is an advantage. Candidates who have not held previously CF30 status will be helped towards achieving this, following an internal competency programme, typically within their first year in the role.

    Providing Ongoing Financial Advice to Existing Clients

    • With a growing client base at various stages of life, the role requires the provision of financial advice covering a broad range of topics. These include pension and investment accumulation (pension contributions, carry forward, lifetime allowance (LTA) planning), designing tax efficient cash flow strategies during retirement (effective use of tax wrappers, allowances and exemptions), and later life planning (estate and IHT planning, implementing offshore bonds and trusts).
    • Advice will typically be delivered to clients over the phone or via email, with some face-to-face client meetings required as candidates develop within the role.

    Your Qualifications:

    • University graduate or equivalent combination of education/experience
    • Level 4 qualified – Diploma in Financial Planning/Regulated Financial Planning
    • Level 6/Chartered status would be an advantage, as would AF3/G60 PTS qualification
    • Very strong understanding of financial planning principles
    • Genuine desire to provide a high standard of advice and service to clients
    • Quantitative in nature, with strong written and oral communication
    • Extremely attentive to detail
    • Highly self-motivated
    • Desire and ability to work in a young, dynamic and professional team environment

    Benefits Package

    • 28 days of annual leave, increasing to 30 days after 5 years’ service (+ UK bank hols)
    • Option to purchase 3 additional days of annual leave per year
    • 6% non-contributory ER pension scheme (increasing to 9%), plus an additional 5% matched EE contribution (so a possible 16% total, increasing to 19% total)
    • Salary sacrifice pension contribution option available
    • Participation in a 6 monthly bonus scheme
    • BUPA health insurance (employer paid)
    • Annual health check-up (employer paid)
    • Dental insurance (employer paid)
    • Gym membership subsidy of £50 per month (employer paid)
    • Season ticket loan
    • Cycle to work scheme
    • Regular employer sponsored social events
    • Fresh fruit delivered to the office daily

    Why Fisher Investments UK:

    Fisher Investments is one of the world’s fastest growing wealth managers who have one mission: to improve the investment universe for their clients. Established in 1979, Fisher Investments is an independent, fee-only investment adviser, who was named as one of Financial Times' Top 300 US-based Registered Investment Advisers and its wholly-owned subsidiary, Fisher Investments UK, was recently recognized as ADVFN's Wealth Manager of the Year. Today, Fisher Investments and its affiliates oversee more than $100 billion in assets for over 50,000 private clients and 181 institutional clients globally (correct as at 2018).


    The global Fisher organisation distinguishes itself by putting clients first, providing world-class service, and taking a personalised approach. Join a team that’s bringing new approaches to wealth management daily!

    The information on your CV, your application, and any other information you submit to us will be used by Fisher Investments Europe Limited (trading as Fisher Investments UK) for the purpose of considering you for employment and processing your application in accordance with our privacy policy at https://www.fisherinvestments.com/en-gb/privacy#careers.


    *Employees responsible for taxes

    **Available only to regular full-time employees with at least a 12-month contract